Get commercial finance with Less Stress^® Mortgages

We can assist businesses of all sizes find finance tailored to your needs whether it’s to fund your operations, expansion or investments. Our mortgage guru’s use a wealth of experience and market knowledge to get the best deals around and make the process smooth and stress-free too.

Some of the most common types of commercial finance we deal with are outlined below:

• Term loans

  We can help arrange a Term Loan, which is a common form of commercial financing where a lump sum of money is borrowed and repaid over a specified period with interest. These loans can be used for things such as buying equipment, expanding operations, or refinancing debt.

• Lines of credit

  We could help you arrange a Line of Credit to a predetermined amount of funds that you can draw upon as needed. Interest is only charged on the amount borrowed, making it a flexible financing option for managing cash flow fluctuations, covering short-term expenses, or seizing opportunities.

• Asset-based lending

  We could help you arrange an Asset-Based Loan, which involves using your company’s assets, such as accounts receivable, inventory, or equipment, as collateral to secure financing. This type of financing is suitable for businesses with valuable assets but might have difficulty accessing traditional loans due to credit issues or limited operating history.

• Commercial mortgages

  We could help you arrange a Commercial Mortgage, secured against commercial real estate properties, such as office buildings, retail spaces, or industrial facilities. These loans typically have longer terms and lower interest rates compared to other types of financing and can be used to purchase, refinance, or renovate commercial properties.

• Invoice financing

  We could help you arrange an Invoice Financing deal also known as factoring or accounts receivable finance, involves selling outstanding invoices to a financial institution at a discount in exchange for immediate cash. This enables businesses to access funds tied up in unpaid invoices and improve their cash flow to meet operating expenses or invest in growth opportunities.

• Merchant cash advances

  We could help you arrange a Merchant Cash Advance to provide you with a lump sum of cash in exchange for a percentage of future credit card sales. Repayments are automatically deducted from daily credit card transactions until the advance, plus fees, is fully repaid. This type of financing is suitable for businesses with consistent credit /debit card sales but may come with higher costs.

• Equipment financing

  We could help you arrange an Equipment Financing Loan, to allow you to purchase or lease equipment needed for your operations while spreading the cost over time. The equipment itself serves as collateral, making it easier for businesses to obtain financing even with limited credit history.